Dear Bank Of The West Customer,

   This is your official notification from Bank Of The West that the service(s) listed below
   will be deactivated and deleted if not renewed immediately. Previous notifications have
   been sent to the Billing Contact assigned to this account. As the Primary Contact, you
   must renew the service(s) listed below or it will be deactivated and deleted.

   Renew Now  your eTimeBanker Online Banking and Bill Pay Services.

   SERVICE : Bank Of The West eTimeBanker with Bill Pay.
   EXPIRATION: Jul 31, 2005

   Thank you,
   Bank Of The West Management Center Customer Support

   Please do not reply to this message. For any inquiries, contact Customer Service.
   Document Reference: (87051203).
   Bank Of The West, N.A. Member FDIC.  Equal Housing Lender.
   Copyright 2005 Bank Of The West, N.A. All rights reserved.